여권만으로 은행 계좌 개설 및 선불 SIM 카드 발급하기
Don't wait 4 weeks for your ARC (Alien Registration Card)! Learn how to open a Limited Bank Account and get a data SIM on Day 1 using just your Passport and University Admission Letter.
Step 0: 입국 첫날 준비물 및 현황
Passport-Ready1분 자격 진단 & 체크리스트 마법사
GOV.UK StandardSelect your status below to get your personalized Day 0 requirement checklist immediately:
Chain-Breaker 취업/알바flow (Breaking the ARC Dilemma)
Day 1: 공항 여권 데이터 SIM 및 기후동행/T-money 카드
Pick up an unlimited data Passport SIM/eSIM at airport arrival. Buy a T-Money Card at CU or GS25 convenience stores and recharge with 10,000 KRW cash.
Day 2: Open a Passport Bank Account at Campus Branch
Visit university campus bank branches (Hana Bank or Shinhan Bank). Present your Passport and Admission Letter to open a Limited Bank Account.
Day 3: HiKorea Appointment & ARC Application
Book a non-member appointment on HiKorea Portal without needing mobile authentication. Submit your housing confirmation and application fee.
Day 30+: ARC Pickup & Full Mobile PASS Authentication
Once you receive your physical ARC card, link it to your mobile plan for full PASS App Authentication and lift daily bank limits.
Airport-to-Campus Access Card (Incheon ➔ Sinchon)
Japan-Guide StandardBoard at Terminal 1 Gate 5. Drops off directly at Yonsei University & Ewha Womans Univ main gates.
Take AREX All-Stop train to Hongik Univ Station, then transfer to Line 2 or take a short taxi.
Day 1 Prepaid SIM vs Day 30+ Postpaid MVNO Comparison
Telecom Master Data| Option Type | Requirement | PASS App Auth | Est. Monthly Cost | Best For |
|---|---|---|---|---|
| Day 1 Airport eSIM / Prepaid SIM | Passport ONLY | Impossible | ₩35,000 ~ ₩60,000 / month | First 30 days before ARC is issued |
| ARC-Linked Postpaid MVNO (알뜰폰) | ARC + Bank Account | 100% Supported | ₩10,000 ~ ₩25,000 / month | Long-term stay (Savings up to 70%!) |
| Major Telecom (SKT/KT/LGU+) Contract | ARC + 2-Year Lease Contract | 100% Supported | ₩50,000 ~ ₩80,000 / month | Device subsidy purchase |
Lifting Bank Transfer Limits (한도제한계좌 해제)
FSS Official RuleUnder Financial Supervisory Service (FSS) regulations to prevent voice phishing, all initial bank accounts opened by foreigners are designated as Limited Accounts (한도제한계좌). To lift this limit to normal levels (₩50M+/day), you MUST present one of the following official proof documents at your bank branch: