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2026 최신 개정

재한 외국인 연말정산 및 건강보험/국민연금 환급 종합 가이드

Every foreign worker and part-time student (S-3) in South Korea is entitled to the Year-End Tax Settlement (Yeonmal Jeongsan). Learn how to claim your 13th-month tax refund, register insurance dependents, and receive your pension refund upon leaving Korea.

💡 Money Saving Secret for Foreigners:

Submitting your monthly rent payment receipt (Wolse deduction) and medical expense receipts during February tax settlement can return up to 15%~17% of your annual rent in cash!

1

연말정산 1-2-3 단계 핵심 절차

Conducted annually between January and February for income earned in the previous calendar year.

Step 1: Access 홈tax Simplified Service

Log into NTS 홈tax using your Joint Certificate, Financial Certificate, or Kakao/Naver Simple Auth (requires ARC number).

Step 2: Download PDF Expense Statements

Download your annual simplified PDF statement including credit/debit card spend, public transport fees, medical expenses, and traditional market purchases.

Step 3: Submit Additional Rent & Dependent Documents to HR

Submit your bank transfer proof for monthly rent, copy of rental contract, and family relationship certificates (if claiming dependent exemptions).

2

출국 시 국민연금 일시금 환급 가이드

Foreign workers whose home country has a bilateral social security agreement or reciprocity with Korea (e.g. USA, Canada, Philippines, Vietnam, Indonesia, etc.) can receive 100% of paid pension contributions plus interest when permanently leaving Korea.

Required Airport/Off-site Application Documents:
  • Valid Passport & Alien Registration Card (ARC)
  • One-way Flight Ticket (departing within 1 month)
  • Foreign Bank Account Details (or domestic bank account)
  • National Pension Application Form (NPS Form)
3

건강보험 피부양자 등록 방법

If you are an employed foreign worker with workplace health insurance (Jikjang Gaipja), spouse and direct relatives (parents/children) legally residing in Korea can be added as dependents (Pibuyangja) to share 1 single insurance premium!

Required Proof for Family Addition:

Apostilled or Consular-authenticated Family Relationship Certificate issued within the last 9 months + Korean translation.